Renewal-ready account summary
One concise view of the account, lines of coverage, expiration timing, and obvious changes.
Commercial P&C renewal prep
Get commercial renewal files market-ready before AM review.
Lumyn helps commercial P&C agencies prepare renewal and remarketing files 90-120 days out: loss runs, ACORDs, supplementals, missing-info checklists, submission notes, and AMS-ready review packets.
Same AMS workflow. Same AM review. Cleaner prep before remarketing.
Account summary
General contractor renewal with GL, auto, umbrella, workers compensation, and inland marine.
Expiration
Aug 1, 2026
Target timing
90 days out
Missing items
- Current loss runs
- Updated vehicle schedule
- Signed contractor supplemental
Submission notes
- Confirm payroll class-code changes.
- Attach prior carrier quote and expiring policy.
- Ask underwriter about blanket additional insured endorsement.
AMS-ready notes
Loss runs requested. ACORD 125 and GL supplemental need AM review after client confirms revenue and payroll updates.
The problem
The issue is not usually reminders. The issue is prep.
Renewal work gets stuck in the messy layer around the AMS: scattered loss runs, stale ACORDs, missing supplementals, client updates in email, underwriter questions, and notes that still need cleanup before remarketing.
Account managers and CSRs know the work. The drag comes from doing the first assembly pass again and again while also handling certificates, endorsements, audits, policy changes, and client service.
What Lumyn prepares
A review packet before the AM makes judgment calls.
Lumyn does not replace the account manager, producer, carrier relationships, coverage decisions, or AMS. We prepare the file so the AM starts from a cleaner place.
Missing-info checklist
What is missing, who owns the follow-up, and what blocks AM review or remarketing.
Loss-run tracking
What was requested, what arrived, which periods are missing, and what needs escalation.
ACORD and supplemental notes
Fields that look stale, inconsistent, incomplete, or ready for account-manager review.
Underwriter question log
Open questions collected from documents, emails, and prior submissions before the file is sent out.
AMS-ready notes
Clean notes and attachment checklist prepared for the agency's existing workflow.
First paid step
Five-account Commercial Renewal Prep Sprint.
Send five upcoming commercial renewals. Lumyn returns review-ready prep packets in five business days after file receipt.
01
Send five renewals
02
Lumyn prepares packets
03
Your AM reviews
Files are handled under NDA. Lumyn prepares support material only; your licensed team reviews all output before use.
Scope
5 renewals
Turnaround
5 business days
Review
Human-reviewed output
Pricing
$1,500-$2,500 early sprint
Ask about a sprint
Prep drag checklist
Spot renewal prep drag before the account goes to market.
Check the drag signals that show up in your commercial renewal workflow. The result is only a quick diagnostic, not a benchmark.
Prep drag diagnostic 0/10 signals checked
Check the drag signals that match your workflow.
As you check items, Lumyn will show whether renewal prep drag looks low, moderate, or high.
Discuss the checklistBoundaries
Prep support before review. Not an AMS replacement.
We do not replace
- Your AMS
- Your account manager
- Your producer
- Your carrier portals
- Your coverage judgment
We focus on
- Renewal readiness
- Prep packets
- Missing-info lists
- Loss-run tracking
- AMS-ready notes
Common questions
Built around the agency workflow you already use.
What is commercial renewal prep?
Commercial renewal prep is the work of getting a commercial P&C account ready for account manager review and remarketing before renewal. It usually includes gathering loss runs, checking ACORDs and supplementals, organizing missing items, preparing submission notes, and cleaning AMS-ready notes.
Who is Lumyn for?
Lumyn is for independent commercial P&C agencies where owners, principals, operations leaders, commercial lines leaders, account managers, or CSRs feel renewal prep capacity pressure.
When should commercial renewal prep start?
Commercial renewal prep often starts 90 to 120 days before expiration, especially for accounts that need loss runs, updated ACORDs, supplementals, schedules, client follow-up, or remarketing.
What files are usually needed for commercial renewal prep?
Common renewal prep materials include loss runs, ACORD forms, carrier supplementals, expiring policies, vehicle or property schedules, payroll and revenue updates, prior submissions, client emails, and AMS notes.
How is Lumyn different from an AMS or agency automation tool?
Lumyn is a prep layer, not a system of record or broad automation platform. It prepares the renewal file before AM review while the agency keeps its existing AMS, carrier portals, and review process.
Does Lumyn replace the AMS?
No. Lumyn prepares support material around the existing AMS workflow. Your AMS remains the system of record.
Does Lumyn give coverage advice?
No. Lumyn prepares the file for review. Your licensed team owns coverage judgment, carrier strategy, and client advice.
What do we get back?
A renewal-ready account summary, missing-info checklist, loss-run status, ACORD and supplemental notes, underwriter question log, and AMS-ready notes.
What is the first step?
The first step is a paid five-account sprint using upcoming commercial renewals from your current workflow.